B.J. Brewer

Insurance Agency

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B.J. Brewer Agency LLC

Insurance Agency

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(256) 718-3554

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We Cover It All - So You Can Worry Less

We Cover It All So You Can Worry Less

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Auto

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Home

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Renters

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Recreational

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Life

Commonly Asked Questions

1

Who do I pay my deductible to in a claim situation?

Typically, you will pay your deductible to your contractor or body shop.

2

Does homeowner's insurance cover water damage?

Typically, homeowner’s insurance does cover water damage from sudden and accidental events. It does not typically cover long term issues or water that comes from the ground. (flood)

3

Do I get to speak with actual people or do I have to handle things on my own?

You get to speak with real people every time! This is the benefit you get from having a real agency that cares for you. We invite your calls, emails, and texts for anything you need!

4

Do you offer additional coverage such as Life Insurance, Umbrella Liability, Boat and Motorcycle policies?

Yes, we offer ALL of those services as well as Renter’s policies and Landlord policies as well! We also offer classic car insurance and ATV policies as well! We always strive to say YES!

5

Does your agency check in with us periodically to make sure our coverage still fits our needs?

YES! We check-in often to make sure you are taken care of! We also welcome your calls and emails anytime you have questions. We are ALWAYS happy to review your coverage to see if we can save you any money!

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